Archive for the 'Insurance' Category

Red-hot fire prevention tips

Sunday, July 2nd, 2006

Fact: Every 77 seconds, fire strikes a home somewhere in the United States.
To help prevent fire from destroying your home or harming your loved ones, I want to share some fire safety information with you. You already know about changing your smoke detector batteries regularly and keeping fire extinguishers on every floor. But here are […]

Do you need rental-car insurance?

Friday, June 16th, 2006

It is summer time! It is vacation time! Are you driving for your vacation? If you’re renting a vehicle this summer, take note:
* Don’t pay unnecessarily.
The coverage on your Farmers Auto policy generally applies to your rental vehicle, subject to your deductibles. There are exceptions though, so check with me before you reach the rental […]

How to save money by revving up your coverage

Sunday, June 11th, 2006

Every 12 minutes, someone dies in an auto accident. Accidents that don’t result in death happen even more often. Even if no one is injured or killed, accidents still cost time, money and inconvenience — and they affect insurance costs for everyone. That’s why I want to give you some questions to consider when it […]

Beware of Flood Damaged Cars

Wednesday, May 17th, 2006

Katrina. Rita. It might seem like a long time ago, but these are names to keep in mind if you’re in the market for a used vehicle. Water-damaged vehicles from such storms are often salvaged, cleaned up and passed off as good buys. Unsuspecting buyers usually aren’t informed about a vehicle’s waterlogged history But these […]

Plan for a safe garage sale

Tuesday, May 2nd, 2006

Are you planning to find new homes for your old stuff by having a garage or yard sale this spring? Be sure to consider safety issues, so theft or an accident won’t wipe out whatever you make on your sales:

Arrange sale items so that there is adequate space for buyers to move around - piling stuff […]

Flood! Mother Nature puts us all at risk

Sunday, April 23rd, 2006

We don’t have to live in New Orleans for our community to face the threat of flooding. Why? Flooding is a natural disaster that occurs in all 50 states.
Your home doesn’t need to be submerged up to the rooftop to sustain significant damage. Consider the impact that just a few inches of water would have […]

Disaster planning for your finances

Tuesday, April 18th, 2006

What’s your bank account number? Your insurance policy number? Can you list all the items of value in your home? Imagine trying to answer such questions after your financial records have been destroyed by fire or natural disaster.Thanks to technology, it’s now easier than ever to organize and store a large volume of information on […]

Fuel for thought: Five gas-saving tips

Friday, April 7th, 2006

The price of gas has come down slightly since last year, but its still high. Here are a few simple ways to get the most bang for your fuel buck:

• Don’t drive aggressively
. Rapid acceleration, followed by heavy braking, can reduce your fuel economy as much as 33 percent at highway speeds and […]

What drives Auto insurance rates?

Tuesday, March 28th, 2006

Many of my customers know that their driving record and type of the vehicle affect their Auto insurance costs. Did you know that several other factors also are influencing your Auto coverage costs?

Injury claims and medical costs. Accident rates are falling, but bodily injury claim rates are rising one in four accidents […]

Hit the road with a recreational vehicle… and insurance

Monday, November 7th, 2005

Millions of Americans hit the road in their cars, vans and recreational vehicles (better knowns as RVs). RV travelers are making memories every and all miles of the way. Most of these memories are pleasant, but there can be some that are unpleasant. Fortunately for your RVs, there is a insurance available that can […]